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Best rates (Sept 2009)

Best leaseback options French mortgages for leaseback property in France

Rate from	Notes	Max Term	Mortgage type	Loan to Value	Deferred payment	Bank set up fees	Early repayment	Comments
3.55 %	Variable rate. The rate is capped� +2/-2	25 years	Repayment	100% of the excluding VAT price	36 months	1% of the amount of the loan up to �1,500	None as long as the rate remains variable
2.65 %	Variable rate. Fixed 3 months then Euribor+ 1.95%	30 years	Repayment	100% of the excluding VAT price	36 months	1% of the amount of the loan up to �1,500	None as long as the rate remains variable	Monthly payments are capped at the level of the inflation
2.95 %	Variable rate. Fixed one year then Euribor+ 1.55%, capped at 4.95%	30 years	Interest only + repayment	90% of the excluding VAT price + all fees	24 months	1.5% of the amount of the loan up to �2,000	3% of the capital being repaid during the Interest only period then free except in case of remortgage	Interest only duration cannot exceed 15 years

Your best equity release options French mortgages for your equity release options property in France

Rate from	Notes	Max Term	Mortgage type	Loan to Value	Bank set up fees	Early repayment	Comments
4.25 %	5 year fixed rate	30 years	Repayment	70 % of estimated value of the French property	1% of the amount of the loan	3% of the capital being repaid	Bank fees and legal fees can be added to the loan amount
2.90 %�	Fixed 3 months� then Euribor + 2.50%	30 years	Repayment	70 % of estimated value of the French property	0.5% up to �5,000	3% of the capital being repaid	Bank fees can be added to the loan amount or spread over 24 months
3 %�	Fixed 3 months� then Euribor + 2.60%	20 years	Interest only	70 % of estimated value of the French property	0.5% up to �5,000	3% of the capital being repaid	Bank fees can be added to the loan amount or spread over 24 months

Your best remortgage options French mortgages for refinancing your property in France

Rate from	Notes	Max Term	Mortgage type	Loan to Value	Bank set up fees	Early repayment	Comments
4.25 %	5 year fixed rate	30 years	Repayment	70 % of estimated value of the French property	1% of the amount of the loan	3% of the capital being repaid	Bank fees and legal fees can be added to the loan amount
2.80 %�	Fixed 3 months� then Euribor + 2.45%	30 years	Repayment	85 % of estimated value of the French property	0.5% up to �5,000	3% of the capital being repaid	Bank fees can be added to the loan amount or spread over 24 months
2.95 %�	Fixed 3 months� then Euribor + 2.55%	20 years	Interest only	80 % of estimated value of the French property	0.5% up to �5,000	3% of the capital being repaid	Bank fees can be added to the loan amount or spread over 24 months

Please complete the form below. One of our advisors will contact you within 24 hours to discuss what you can borrow and the best package for you.

You may also want to consider re-mortgaging your leaseback. Depending on your mortgage contract there may be a penalty to exit your mortgage. But we have several options, one of which allows you to include the penalty in the re-mortgage.

The same options are available for mortgage or remortgage.

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