General Discussion

Euribor

23 July 2009

Hi,

This is probably an easy one. Am I correct to think that because the Euribor rate has gone down then this will bring down that my mortgage rate when it is recalculated in November.? my mortgage is with Barclays / barifimmo and varies according to the Euribor rate.

tax fonciere

20 July 2009

Hi,

 

I bought a French Leaseback Property in 2005. For the first few years the tax fonciere was about €62 but for 2008 I was billed for €366. Was this a a mistake? Eventually I paid it plus penalties in the hope that I would get it back if it was a mistake. Anybody else get a similar bill? What should I do?

Thanks,

 

 

Refinance your mortgage

17 July 2009

Recently, French banks have been increasing their range of products and introducing competitive rates. New options like capped interest rates and interest-only have been introduced.

If you want to

  • Change to type of your mortgage
  • Get a more competitive interest rate
  • Change the term of your mortgage

you can now refinance your mortgage.

If you have any question about refinancing, please feel free to contact me.

Mathilde

A Mortgages40011.4646643519

Any ideas on mortgage?

1 July 2009

I am normally a UK resident and do still pay some tax in

the UK, however for the last 2.5 years I have been in South

Africa and do intend to return in about 2 years.

In the meantime I am looking at a leaseback property in in

France...

Assuming good financial state of affairs, what does anyone

think is the likelihood of my getting approval for a

mortgage for this? Anyone suggest what would be the best

company to approach?

Thanks.

S

VAT REFUND

23 June 2009

Hi,

Can anyone advise when these are issued - i.e. is it only at certain stages during the year and what, if anything can be done to speed it up - I've read in this forum about people getting paid the VAT after 'pushing' for it. Who do you contact?

 

Domaine de Lavagnac

22 June 2009

Anyone heard of this development?

I already own one near Cannes which Im very happy with and umming and arring about getting involved in this one.

On the face of it seems a good development in a 5 star resort near Montpellier and the deal seems to be too good to be true.

7% return guaranteed for 25 years (although not index linked). 4 weeks usage although 3 of those weeks in low season (although Im not too worried about use).

All maintenance, utility fees etc guaranteed to be paid in the returns.

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