Hi, have a interest only mortgage which is due to expire in 2023 which will require refinancing. My current lender is CIF which is no longer issuing loans based on information I previously obtained from them (albeit it was 4 years when I last raised this with them). Has anyone any recent experience of refinancing their French mortgage or know of a good starting point to do so.?
Thanks in advance
Hi
I have received a letter from Caisse d'Epargne bank asking for my financial status, a "formulaire 5000" - all in french - for both me and the wife. Has anyone got a simple answer to how to provide this?
Thanks
Hi all,
Perhaps a stupid question, does any one know how to captial gain is calcualted for French leaseback properties?
To be specific, is it just as simple as sales price - purchase price, or is it sales preace - (purchase price - depreciation). Of course i know there are fees to add to sales price and purchase prices, but my point is more on the depreication which over 10 -20 years is very significant, which will increase the captial gain (and hence tax) quite a bit.
Hi, I am hoping some one can guide me or steer me here. I have 5 years left to run on my disasterous Lease back. I have a French mortgagewhich I took out to buy the property and I and I want to pay it off now. Can anyone advise me on the process ? I have worked out how to pay off with the French Bank(Credit Immobilier) but what I dont undertand is what happens next .....are there deeds to the property as there are in my home country Ireland?
Hey,
I'm considering buying a house in a condominium built by the Terresens group. The house would be delivered in two years and would be rented out / managed by them (70-30 split of the profits). From what I've been told so far I'm free to pick which weeks the house is available to be rented out.
I have no experience with these types of properties, but it sounds very useful to have a company managing the house with minimal interaction from me.
Is this a good deal or am I being naive?
Thanks!
Please can anyone suggest a contact to help sort out issue of mortgage payment with LCL bank. Despite making payments the bank keeps asking for arrears. We need a contact to help resolve this issue. Any leads will be highly appreciated.
Kind regards
Priya
Please can anyone suggest a contact to help sort out issue of mortgage payment with LCL bank. Despite making payments the bank keeps asking for arrears. We need a contact to help resolve this issue. Any leads will be highly appreciated.
Kind regards
Priya
We have just completed the sale of our leaseback apartment.
Property that has been sticking around for a while has now all sold in our village - and anything remotely decent coming onto the market has been selling very quickly - I am told by our agent this is a direct result of the pandemic and the French wanting to buy second homes in their own country. Some buyers are now therefore considering buying in a Residence de Tourisme when they might not have done previously.
I am currently making arrangements to sell my leaseback in Provence.
The sales agent has said he can act as the intermediary between us ( the sellers) and the notarie
Has anybody had experience of selling and just used the sales agent as the intermediary or any opinions on the matter
Hi does anyone know if we now have to declare our rental activity independently at the Mairie of the town our residence is in?
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